兩萬(wàn)五千字左右

摘 要

改革開放以來(lái)，隨著個(gè)體經(jīng)濟(jì)和私營(yíng)經(jīng)濟(jì)的蓬勃發(fā)展，中小企業(yè)目前已成為我國(guó)經(jīng)濟(jì)發(fā)展的一支重要力量。具有比較優(yōu)勢(shì)、差異性和多樣化的中小企業(yè)，以市場(chǎng)為導(dǎo)向并適應(yīng)要素稟賦特點(diǎn)，為我國(guó)經(jīng)濟(jì)發(fā)展做出了巨大的貢獻(xiàn)，在擴(kuò)大就業(yè)、活躍市場(chǎng)、改變國(guó)民經(jīng)濟(jì)結(jié)構(gòu)布局等方面起到了很重要的作用。
本文基于中小企業(yè)這一特殊群體之下，以xxxx市醫(yī)藥有限公司為實(shí)例，運(yùn)用融資的基本理論知識(shí)，對(duì)xxxx市醫(yī)藥有限公司融資存在的問(wèn)題進(jìn)行分析，提出對(duì)策。xxxx市醫(yī)藥有限公司融資存在的主要問(wèn)題是：融資渠道單一，欠缺融資風(fēng)險(xiǎn)意識(shí)，融資成本高,資本結(jié)構(gòu)不合理，公司資金運(yùn)用緊張，財(cái)務(wù)人員水平低等。針對(duì)這些問(wèn)題，本文從企業(yè)內(nèi)部、外部同時(shí)分析其融資存在問(wèn)題的原因。同時(shí)立足于現(xiàn)實(shí)，對(duì)其融資中存在的問(wèn)題，從微觀、宏觀的角度分別提出相應(yīng)的可行性對(duì)策。

【關(guān)鍵詞】 融資 資本市場(chǎng) 中小企業(yè) 融資模式











Abstract
Since reform and opening up, with the individual economy and private economy booms, the current small and medium enterprises in China's economic development has become an important force. Has a comparative advantage, differentiation and diversification of the small and medium enterprises, market-oriented and adapt to the characteristics of factor endowment, for China's economic development has made tremendous contributions in the expansion of employment, an active market, such as changing the structure of the national economy has played a a very important role.
Based on the small and medium enterprises under the special group to Kang Sheng Zhejiang Medicine Co., Ltd. as an example, the use of the basic theoretical knowledge of the financing of Zhejiang Medicine Co., Ltd. Hong Sing financing problems in analysis, to propose a solution. Kang Sheng Zhejiang Medicine Co., Ltd. financing the main problems: the financing channels for a single, enterprise funds are more tense and more difficult, the irrational capital structure. To solve these problems, this article from the internal and external financing at the same time analyzing the problems of its underlying causes. At the same time, based on the reality of Kang Sheng Zhejiang Medicine Co., Ltd. financing problems, from the micro-macro perspective of the feasibility of proposed countermeasures.


Key words ：finance, capital markets，small and medium enterprises，finacing model






目 錄

摘 要 I
Abstract II

目 錄 III
第 1章 緒論 1
1.1選題背景 1
1.2國(guó)內(nèi)外研究現(xiàn)狀 2
1.2.1國(guó)外研究現(xiàn)狀 2
1.2.2國(guó)內(nèi)研究現(xiàn)狀 3
1.3研究目的及思路 4
1.3.1研究目的 4
1.3.2研究思路 5
第2章相關(guān)理論概述 6
2.1融資的含義及方式 6
2.1.1融資的含義 6
2.1.2 融資的方式 6
2.1.3融資特點(diǎn) 7
2.2融資風(fēng)險(xiǎn)成因及防范 8
2.2.1風(fēng)險(xiǎn)成因 8
2.2.2風(fēng)險(xiǎn)防范 9
第3章xxxx醫(yī)藥公司融資狀況及問(wèn)題分析 11
3.1公司概況 11
3.2xxxx醫(yī)藥公司融資現(xiàn)狀分析 12
3.2.1融資模式分析 12
3.2.2融資風(fēng)險(xiǎn)的分析 13
3.3xxxx醫(yī)藥公司融資存在的問(wèn)題 16
3.3.1融資渠道單一 16
3.3.2欠缺融資風(fēng)險(xiǎn)意識(shí) 16
3.3.3融資成本高 17
3.3.4財(cái)務(wù)人員水平低 18
3.4xxxx醫(yī)藥公司融資問(wèn)題的原因分析 18
3.4.1內(nèi)部原因 19
3.4.2外部原因 20
第4章xxxx醫(yī)藥公司解決融資問(wèn)題的對(duì)策 22
4.1加強(qiáng)xxxx醫(yī)藥公司自身能力 22
4.1.1提高財(cái)務(wù)人員素質(zhì)與水平 22
4.1.2加強(qiáng)會(huì)計(jì)核算 22
4.1.3加強(qiáng)融資風(fēng)險(xiǎn)意識(shí) 23
4.2充分發(fā)揮政府的職能 23
4.2.1政府職能準(zhǔn)確定位 23
4.2.2建立扶持中小企業(yè)發(fā)展的專門機(jī)構(gòu) 24
4.2.3利用政策扶持增強(qiáng)中小企業(yè)能力 25
4.3建立多方位融資渠道 26
4.3.1建立中小金融機(jī)構(gòu) 26
4.3.2健全中小企業(yè)信用評(píng)估系統(tǒng) 27

結(jié)束語(yǔ) 28
致 謝 29
參考文獻(xiàn) 30