房地產(chǎn)價格上漲的原因、危害及對策--房地產(chǎn)畢業(yè)論文

【內(nèi)容摘要】：近年來，我國房地產(chǎn)市場持續(xù)高速發(fā)展，作為國家支柱性產(chǎn)業(yè)之一，對國民經(jīng)濟的持續(xù)高速增長起到了重要作用。但是，由于我國房地產(chǎn)市場發(fā)展相對不成熟，房地產(chǎn)投資過熱、房價收入比過高、房價漲幅過快等問題逐漸暴露出來，不少城市出現(xiàn)了房價增長幅度與城市經(jīng)濟發(fā)展水平不相符合、與城市居民收入水平不相協(xié)調(diào)的現(xiàn)象。從一方面來說，城市經(jīng)濟發(fā)展水平是房地產(chǎn)價格的“催化劑”；但是，從另一方面，房地產(chǎn)價格增長速度過快卻會增加城市的生產(chǎn)、生活成本，阻礙城市經(jīng)濟的發(fā)展，降低城市的競爭力。
【關(guān)鍵詞】：房地產(chǎn)市場 ； 城市；  房價；  增長

 [Summary]: In recent years, China's real estate market continues rapid growth, as countries one pillar industry of national economy has maintained rapid growth played an important role. However, due to the relative immaturity of
    China's real estate market, real estate investment overheating, price earnings ratio is too high, housing prices rose too fast and other problems gradually exposed, and many cities in the rate of house price growth and urban economic development level is not consistent with the income level of urban residents are not in harmony phenomenon. From the one hand, urban economic development is real estate prices "catalyst"; However, on the other hand,
Real estate price growth rates, but it will increase the city's production and living costs, impede the city's economic development, reduce the city's competitiveness.

目  錄

1、房價上漲的成因分析 1
1.1 供需不平衡 1
1.2 城鎮(zhèn)居民人均可支配收入的影響 2
1.3 通貨膨脹因素 2
1.4 政策因素 2
1.5 投機因素 3
2、房價上漲產(chǎn)生的危害 4
2.1 抑制了居民的其他消費 4
2.2貧富差距大 4
2.3降低社會生產(chǎn)和資源配置效率 4
2.4 影響城鄉(xiāng)統(tǒng)籌發(fā)展 4
2.5 降低城市的綜合競爭力 4
3、緩解房價上漲的政策建議 5
3.1 抑制不合理住房需求 5
3.2逐步完善住房金融體系 5
3.3 控制住房貸款風險 5
4.總結(jié) 5
參考文獻 6
致謝 7