全文13000字 17頁(yè)
摘要：
理財(cái)?shù)某晒υ谝欢ǔ潭壬象w現(xiàn)的智商水平的高低以及對(duì)事物的把握能力等，而本文是從理財(cái)業(yè)務(wù)的現(xiàn)狀以及發(fā)展趨勢(shì)等方面進(jìn)行說(shuō)明的，并不是說(shuō)理財(cái)是屬于哪類(lèi)理財(cái)高手的特權(quán)，任何一個(gè)人都可以理財(cái)，只要你有理財(cái)這個(gè)概念和意識(shí)，例如一個(gè)貧窮的農(nóng)民，他也可以把自己的積蓄進(jìn)行更好的理財(cái)，他可以購(gòu)買(mǎi)便宜的股票或者基金，如果擔(dān)心風(fēng)險(xiǎn)大的話(huà)也可以部分購(gòu)買(mǎi)保底基金等，富人與窮人之間沒(méi)有根本上的區(qū)別，只有資金量多少的不同，而本文就是從這個(gè)角度出發(fā)，目的是為了讓讀者明白現(xiàn)代社會(huì)，理財(cái)不是屬于富人，它沒(méi)有階級(jí)之分也沒(méi)有貧賤之別，它更多是適合那些有理財(cái)意識(shí)和理財(cái)準(zhǔn)備的廣大群眾，所以本人希望通過(guò)該文章能呼吁更多人能從總體上認(rèn)識(shí)下理財(cái)在中國(guó)的發(fā)展情況，從而做出相應(yīng)的理財(cái)計(jì)劃，讓理財(cái)更多的為人民服務(wù)，更好地縮小貧富差距。

關(guān)鍵詞：個(gè)人理財(cái)?shù)漠a(chǎn)生 商業(yè)銀行
Discusses the Commercial Bank Individual Managing Finances Service Shallowly in China's Development

Abstract:This article has mainly written individual managing finances in China's present situation, has forecast its trend of development boldly, and also consulted many related material on-line and the books to take the argument, here, myself mainly through the simple contrastive analysis method, the induction summary method and so on, shallowly discussed the Commercial bank individual managing finances service in China's development, the biggest goal awakens people's managing finances idea, simultaneously hoped that this article could let the reader have the understanding to managing finances, also had the help.
Key words: Individual managing finances product　　 Commercial bank 　　managing finances service　　 market demand

參 考 文 獻(xiàn)
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