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試論互聯(lián)網(wǎng)金融模式的中小企業(yè)融資問(wèn)題.doc

 
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試論互聯(lián)網(wǎng)金融模式的中小企業(yè)融資問(wèn)題,一萬(wàn)多字，原創(chuàng)作品，通過(guò)查重系統(tǒng)，放心使用！目 錄摘要.............................................................iabstract.........................................................ii目錄.....
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一萬(wàn)多字，原創(chuàng)作品，通過(guò)查重系統(tǒng)，放心使用！

目 錄
摘要.............................................................I
ABSTRACT.........................................................II
目錄.............................................................III
1導(dǎo)言..........................................................1
1.1研究背景與意義.............................................1
1.1.1研究背景..............................................1
1.1.2研究意義..............................................1
1.2文獻(xiàn)綜述...................................................1
1.3本文研究?jī)?nèi)容與方法.........................................2
1.3.1本文的研究?jī)?nèi)容........................................2
1.3.2本文的研究方法........................................3
1.3.3技術(shù)路線圖............................................3
1.4本文的創(chuàng)新與不足...........................................4
1.4.1本文的創(chuàng)新............................................4
1.4.2本文的不足............................................4
2中小企業(yè)融資................................................5
2.1 中小企業(yè)融資概述..........................................5
2.2中小企業(yè)一般融資方式.......................................5
2.2.1內(nèi)源融資..............................................5
2.2.2外部融資..............................................5
2.2.3風(fēng)險(xiǎn)投資融資..........................................5
2.3中小企業(yè)融資困境的表現(xiàn).....................................5
2.3.1中小企業(yè)內(nèi)源融資難....................................5
2.3.2中小企業(yè)間接融資難....................................5
2.3.3中小企業(yè)直接融資難....................................6
2.3.4中小企業(yè)風(fēng)險(xiǎn)投資融資難................................7
2.4中小企業(yè)融資困境的原因.....................................7
2.4.1中小企業(yè)自身方面.......................................7
2.4.2政府融資服務(wù)方面.......................................8
2.4.3金融機(jī)構(gòu)方面...........................................8
3互聯(lián)網(wǎng)金融....................................................8
3.1互聯(lián)網(wǎng)金融概念和特征.........................................8
3.1.1互聯(lián)網(wǎng)金融概念..........................................8
3.1.2互聯(lián)網(wǎng)金融特征..........................................9
3.2互聯(lián)網(wǎng)金融發(fā)展概況...........................................9
3.2.1互聯(lián)網(wǎng)金融發(fā)展歷程......................................9
3.2.2互聯(lián)網(wǎng)金融發(fā)展現(xiàn)狀......................................10
3.3互聯(lián)網(wǎng)金融的融資業(yè)務(wù)模式.....................................10
3.3.1P2P貸款.................................................10
3.3.2眾籌融資................................................12
4互聯(lián)網(wǎng)金融解決中小企業(yè)融資問(wèn)題的具體案例 .................13
4.1 P2P貸款.....................................................13
4.1.1拍拍貸..................................................13
4.1.2宜信....................................................13
4.2眾籌融資.....................................................14
4.2.1天使匯..................................................14
4.2.2淘寶眾籌................................................16
4.2.3京東眾籌................................................16
5互聯(lián)網(wǎng)金融解決中小企業(yè)融資中存在的問(wèn)題與對(duì)策.............17
5.1融資中存在的問(wèn)題.............................................17
5.1.1針對(duì)性融資產(chǎn)品少........................................17
5.1.2互聯(lián)網(wǎng)金融業(yè)務(wù)存在風(fēng)險(xiǎn)..................................17
5.2問(wèn)題的對(duì)策...................................................17
5.2.1開(kāi)發(fā)不同種類的融資產(chǎn)品..................................17
5.2.2做好風(fēng)險(xiǎn)控制措施........................................17
6總結(jié)............................................................17 

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