本科優(yōu)秀畢業(yè)論文

目 錄
摘要 1
Abstract 1
引言 2
1 基本概念與理論分析 2
1.1中小企業(yè)和民營企業(yè) 2
1.2融資相關概念介紹 3
1.3企業(yè)上市的條件規(guī)定 4
2 浙江省民營企業(yè)融資現(xiàn)狀調(diào)查分析 5
2.1浙江省總體情況介紹 5
2.2浙江省民營企業(yè)的融資情況調(diào)查 6
2.3浙江省民營企業(yè)對政府扶持力度的看法調(diào)查 10
2.4浙江省民營企業(yè)自身問題情況調(diào)查 10
3 “融資難”問題的原因分析 11
3.1政府方面存在的問題 11
3.2銀行方面存在的問題 12
3.3企業(yè)方面存在的問題 14
4 解決“融資難”問題的措施建議 16
4.1政府應從規(guī)范融資渠道等方面來改善融資環(huán)境 16
4.2銀行應從貸款政策等方面來支持民營企業(yè)的發(fā)展 18
4.3民營企業(yè)應從加強財務信息披露等方面來提升自身素質(zhì) 19
結(jié)論 21
參考文獻 22
致謝 23
 
民營企業(yè)拓寬融資渠道的對策研究
                ——浙江省民營企業(yè)融資現(xiàn)狀調(diào)查分析

摘要：我國的民營企業(yè)經(jīng)過幾十年的發(fā)展壯大，在國民經(jīng)濟中占據(jù)了重要地位。然而“融資難”日益成為限制民營企業(yè)進一步發(fā)展的瓶頸問題。本文從浙江省民營企業(yè)出發(fā)，首先論述了浙江省民營企業(yè)融資現(xiàn)狀及存在的一些問題；然后，分別從政府、銀行、企業(yè)三個角度分析了“融資難”問題的來源，其中重點剖析了政府體制政策、銀行貸款政策及服務、民營企業(yè)信用問題等幾個方面；文章最后提出了相關部門應如何拓寬融資渠道，解決民營企業(yè)“融資難”問題。
關鍵詞：民營企業(yè)；融資渠道；浙江省

Research about Broadening Financing Channels of Private Enterprise’s Circulating Funds
    —Analysis of Present Situation about Private Enterprise in Zhejiang

Abstract: Through several dozens of years’ growing, our country's private enterprise has become stronger, which has occupied the important status in the national economy. However, the “financing difficulty”, which limits private enterprise’s further development, has become the bottleneck question day by day. This article embarks from the private economy in Zhejiang province. Firstly, it elaborated the financial present situation and some questions. Then, from the angles of government, bank and private enterprise, it analyzed the question’s origin separately; it emphasized on the government’s system policy, the bank’s loan policy and service, as well as the private enterprise’s own credit question, etc. Finally, the article proposed some solutions to broadening the financing channels.
Key words: Private Enterprise; Financing Channel; Zhejiang Province