我國(guó)外匯儲(chǔ)備管理的問題及對(duì)策研究

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目錄
摘要 2
Abstract 3
引言 4
第1章 我國(guó)外匯儲(chǔ)備的發(fā)展歷程和現(xiàn)狀分析 5
1.1 我國(guó)外匯儲(chǔ)備的發(fā)展概況 5
1.2中國(guó)外匯儲(chǔ)備現(xiàn)狀的成因分析 6
1.2.1出口導(dǎo)向經(jīng)濟(jì) 6
1.2.2熱錢流入 7
1.2.3人民幣匯率制度選擇 7
1.2.4貿(mào)易合作狀況 7
第2章 中國(guó)外匯儲(chǔ)備所存在的問題 8
2.1外匯儲(chǔ)備規(guī)模偏大 8
2.2外匯儲(chǔ)備結(jié)構(gòu)不合理 9
2.2.1外匯儲(chǔ)備的幣種結(jié)構(gòu)過于集中 9
2.2.2外匯儲(chǔ)備的資產(chǎn)結(jié)構(gòu)忽視收益性 10
2.3外匯儲(chǔ)備匯率風(fēng)險(xiǎn)較大 11
2.4外匯儲(chǔ)備流動(dòng)性壓力較大 11
2.5影響我國(guó)經(jīng)濟(jì)的正常運(yùn)行 12
第3章 國(guó)外外匯管理的成功經(jīng)驗(yàn)及對(duì)中國(guó)的啟示 13
3.1美國(guó)的外匯儲(chǔ)備管理經(jīng)驗(yàn) 13
3.2歐元區(qū)的外匯儲(chǔ)備管理經(jīng)驗(yàn) 13
3.3英國(guó)的外匯儲(chǔ)備管理經(jīng)驗(yàn) 14
3.4新加坡的外匯儲(chǔ)備管理經(jīng)驗(yàn) 15
3.5對(duì)中國(guó)的啟示 16
3.5.1明確外匯儲(chǔ)備的需求動(dòng)機(jī) 16
3.5.2雙層次的外匯儲(chǔ)備管理更有效 17
3.5.3優(yōu)化外匯儲(chǔ)備投資組合 17
3.5.4實(shí)施外匯儲(chǔ)備投資主體多元化 18
第4章 加強(qiáng)中國(guó)外匯儲(chǔ)備投資對(duì)策及建議 19
4.1控制外匯儲(chǔ)備規(guī)模的增長(zhǎng) 19
4.1.1增加商品儲(chǔ)備的比例、減少外匯儲(chǔ)備的比重 19
4.1.2增持黃金儲(chǔ)備 19
4.1.3改現(xiàn)行強(qiáng)制結(jié)售匯制度為意愿結(jié)售匯制度 19
4.1.4調(diào)整我國(guó)出口導(dǎo)向的經(jīng)濟(jì)增長(zhǎng)模式 20
4.2漸進(jìn)地調(diào)整外匯儲(chǔ)備幣種結(jié)構(gòu) 20
4.3創(chuàng)建專業(yè)化、靈活髙效的外匯儲(chǔ)備管理體制 21
4.4設(shè)立專門的機(jī)構(gòu)對(duì)外匯儲(chǔ)備實(shí)行積極管理 22
4.5建立有利于外匯儲(chǔ)備投資的風(fēng)險(xiǎn)防范和控制機(jī)制 22
結(jié)束語(yǔ) 24
參考文獻(xiàn) 25


[摘要]外匯儲(chǔ)備作為一個(gè)國(guó)家資產(chǎn)儲(chǔ)備的主要組成部分，發(fā)揮著維護(hù)經(jīng)濟(jì)穩(wěn)定的重要作用。尤其是現(xiàn)在各國(guó)經(jīng)濟(jì)聯(lián)系越來越緊密，全球化的速度不斷加快，各國(guó)相互之間經(jīng)濟(jì)影響力越來越大，影響的領(lǐng)域也越來越廣，所以優(yōu)化外匯儲(chǔ)備，維護(hù)外匯儲(chǔ)備的適量性對(duì)一個(gè)國(guó)家的經(jīng)濟(jì)發(fā)展和經(jīng)濟(jì)安全至關(guān)重要。改革開放以來，中國(guó)市場(chǎng)化程度愈加成熟，經(jīng)濟(jì)快速、迅猛發(fā)展。在國(guó)際貿(mào)易頻繁和國(guó)際資本流動(dòng)速度進(jìn)一步加快的大背景下，中國(guó)的國(guó)際收支狀況有了很大改變。本文即立足于中國(guó)超額外匯儲(chǔ)備和外匯儲(chǔ)備投資低效率的現(xiàn)實(shí)情況，研究我國(guó)外匯儲(chǔ)備管理存在的問題及對(duì)策研究。

[關(guān)鍵詞] 外匯儲(chǔ)備 流動(dòng)性風(fēng)險(xiǎn) 匯率風(fēng)險(xiǎn)


Issues existing in the management of foreign exchange reserve in China and the countermeasures
Abstract: As a major component of the assets reserve of a nation, foreign exchange reserve functions to maintain the economic stability. Especially at this age, all countries are economically connecting closer and closer, and the globalization has sped up. The economic impact among countries is increasingly larger in wider areas and fields. Therefore, it’s vitally important to optimize the foreign exchange reserve and maintain at a moderate level for a country’s economic development and safety. Since the opening up and reform policies were raised, China’s market is becoming increasingly mature, with rapidly developing economy. Against the background of frequent international trade and the acceleration of liquidation of international assets, China’s international income and expense has changed greatly. This article will focus on the excessive amount and low investment effectiveness of China’s foreign exchange reserve to study on the issues in and countermeasures for the management of China’s foreign exchange reserve.

Keywords: Foreign exchange reserve; liquidity risk; exchange rate risk